Tinjauan Shopee PayLater Dalam Transkasi Keuangan Digital

Abstract

The development of the current digital era has brought significant changes to various aspects of life, particularly in the economic and financial sectors. Technological advances have made it easier for people to conduct buying and selling transactions practically, quickly, and efficiently through digital-based financial services. One frequently used e-commerce application is the ShopeePayLater application, a feature developed by the Shopee platform itself. One of the goals of ShoopePayLater is to provide users with convenience in online shopping with a deferred or installment payment system. Through this service, users can purchase goods in advance and pay at a predetermined time. One e-commerce platform used for buying and selling transactions is Shopee PayLater. This feature, developed by the Shopee platform itself, is also popular with some people because the loan process does not require any collateral and does not require a credit card. However, what is the Islamic perspective on financial transactions and contracts on Shopee PayLater? Therefore, the author will further discuss the law regarding Shopee PayLater from an Islamic perspective.

Keywords : Shopee PayLater, E- Commerce, Islamic Perspective, Buying and Selling